Free Tool

What Are Unpaid Debit Orders Costing Your Business?

Enter your numbers below to see your estimated monthly and annual cost from failed debit order collections — bank return fees, admin time, and revenue at risk. Results update instantly, nothing is stored, and no email is required.

Unpaid debit orders per month
Monthly bank return fees
Monthly admin cost
Total monthly hard cost
Total annual hard cost

Revenue delayed by unpaid collections each month

This is money that's held up, not necessarily lost for good — but every unpaid collection is a gap in the cash flow you'd already forecast.

DebiPay's Account Verification Service and DebiCheck support are built to bring this number down.

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Figures are estimates based on the inputs you provide and general South African banking benchmarks (PASA's published unpaid ratio guidance and typical bank return fees). Fees vary based on paying bank's and your business's actual unpaid rate from your collection reports for precise figures.